SelFin India Financial Services Pvt. Ltd. is a registered NBFC operated by an ambitious team of senior professionals with deep experience in SME lending. We are dedicated to the MSME (Micro-Small-Medium Enterprises) sector.

A self-employed individual with

• A fixed business establishment
• Minimum business vintage of 1 year
• Age between 21 – 60 years

We are an RBI registered NBFC (Non-banking Financial Institution).

We are present across 27 locations

Delhi – NCR, Mumbai, Bengaluru, Jaipur, Panipat, Kurukshetra, Karnal, Sonipat, Dehradun, Haridwar, Roorkee, Tumkur, Mysuru, Hubli, Dharwad, Shimoga, Belgaum, Nashik, Shahpura, Devangere, Hassan, Navi Mumbai, Sikar, Indore, Solapur, Kolhapur, Kekri.

SelFin offers two types of products

• Unsecured Business loan between INR 20,000 - INR 50,000
  • without collateral
  • Repayment Period 3 months – 12 months
• Customized Loan Offering – for loan amount greater than INR 50,000

Unsecured Business Loan -- The minimum loan amount is INR 20,000.The maximum loan amount is INR 50,000.Customized Loan Offering – There is no upper limit on loan amount.

• 5% of outstanding principal if prepayment occurs during first 3 months
• 4% of outstanding principal prepayment if prepayment occurs after first 3 months

• ID Proof - PAN Card, Driving License, Passport, Voter ID
• Age Proof - School Leaving Certificate, Passport, Driving License, Voter's Id Card, Birth certificate by local authority, PAN Card
• Residence Address Proof - Voter ID, Driving License, Aadhaar card, Bank account statement or passbook (First page & page bearing latest transactions)
• Business Proof - Copy of either Shop & establishment License/MSME Udyog Aadhaar, GST registration, Any other mandatory license/ registration
• Signature Proof – Passport, PAN Card, Banker Verification
• Residence Stability Proof -
• For Owned - Utility Bills, latest electricity, Telephone bills, Gas Bills (Last Month)
• Rented - Rental agreement
• Business Stability Proof - Rent Agreement if premises is Rented, Utility bills if owned

PAN Card, Driving License, Passport, Voter ID are considered as valid ID proof.

Voter ID, Driving License, Aadhaar card, Bank account statement or passbook (First page & page bearing latest transactions) are considered as valid address proof.

A self-employed individual with

• A fixed business establishment
• Minimum business vintage of 2 years
• Age between 23 – 60 years

There can be various reasons for a loan application getting rejected

• Business set-up is unsatisfactory
• Bureau report is not favorable
• No business proof
• No KYC documents

EMI or Equated Monthly Instalment is a fixed amount that a borrower needs to pay to the lender which consists of both interest and principal. EMI is paid on a specific date every month during the loan tenure.

Instalment is paid on the 5th of every month during the loan tenure.

EMI can be paid in any one of the following modes

• Post-dated Cheque
• Direct debit from bank account via NACH mandate

For all NACH cancellation requests and to make Stop payment requests, please email to us at [email protected] or call us at 022-48914286

• On missing an EMI, customer will have to pay bounce charges along with the EMI.
• Bureau Score of customer will be affected.
• Legal notice will be issued in case of persistent non-payment of EMI by a customer.